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We conduct a thorough review of your credit report to identify potential areas for improvement. Personalized plans are created based on your unique situation to help guide you through the process. Results vary, and progress may take time depending on individual circumstances. Our programs offer ongoing support to help you work toward financial independence and protect your credit, ensuring full compliance with all legal standards.

Comfort Foundations– $99/month:

  • Credit Analysis: Review credit reports for inaccuracies, outdated accounts, and personal information.
  • Build a plan to address inaccuracies and high utilization.
  • Provide a detailed report.
  • Basic dispute letters sent to the three credit bureaus (Experian, TransUnion, Equifax).
  • Education: Access to credit education materials and resources to assist in rebuilding credit.
  • Customer Support: Proactive communication (phone/email) for documents and updates. Personal client portal to track credit progress.
  • Build a plan to rebuild your credit score.
  • Required Credit Monitoring: Clients must have credit monitoring in place for accurate analysis and progress tracking.

Credit Comfort Blueprint– $149/month

  • Includes everything in the Basic Package, plus:
  • Credit Advocacy Services:
  • Ongoing analysis of client file status and updates.
  • Advanced dispute letters (Metro 2, Factual, and Consumer Law Attacks).
  • Disputes sent to all three credit bureaus.
  • Additional Support:
  • Ongoing budget and spending recommendations.
  • Provide ongoing budget and spending recommendations.
  • Guidance on filing complaints with the Consumer Financial Protection Bureau (CFPB).

Comfort Elite Mastery– $199/month

  • Includes everything in the Advanced Package, plus:
  • Attorney Assistance:
  • Attorney provided if necessary for complex cases or escalations.
  • Debt Solutions:
  • Personalized debt consolidation referral options.
  • Assist with budget and credit question/process.
  • Provide ongoing credit education.
  • Enhanced Support:
  • Priority support with a dedicated account manager and faster response times.
  • Customizable reports tailored to client goals.
  • Required Credit Monitoring: Clients must maintain credit monitoring for ongoing review and updates.