How It Works
- Step One
You’ll need to provide credit reports from all three bureaus: Equifax, TransUnion, and Experian. We recommend using Smart Credit for its ease of use and additional features, but you’re welcome to obtain your reports from any provider you prefer.
- Step Two
We thoroughly review your credit report, identifying any inaccuracies and the factors impacting your credit. You’ll receive actionable steps to address these issues and guidance on how to rebuild your credit. Our process covers everything from start to finish, focusing on helping clients through our credit restoration program. While we cannot guarantee specific results, our goal is to support you in your journey toward financial stability.
- Step Three
We identify and challenge inaccurate, misleading, or unverifiable information on your credit report with the credit bureaus, creditors, and collectors. Once dispute letters are prepared, we send them out and await updates, typically within 30 to 40 days. You can track your progress through our online portal. Our goal is to assist you through the entire credit restoration process, providing guidance and support while following compliance standards.
- Step Four
Once your updated credit reports are received, we review any changes to inaccurate, misleading, or unverifiable information. If updates are made, we adjust your file and continue addressing other issues. If an item is verified with no changes, we follow up with the credit bureaus to seek a resolution. Our focus is to guide you through the entire credit restoration process, providing ongoing support as we work toward resolving your credit concerns.
WHAT IS INCLUDED IN THE SERVICE
We aim to assist in addressing inaccurate, misleading, or unverifiable information on your credit report. While we can’t guarantee specific outcomes, our team works to dispute and resolve these items with credit bureaus, creditors, and collectors, ensuring your credit profile reflects the most accurate information possible.
- Late pays
- Tax liens
- Inquiries
- Short sales
- Collection accounts
- Identity Theft
- Charge-offs
- Account sold
- Authorized users
- Bankruptcies
- Outdated
- Medical bills
- Repossessions
- Foreclosures
- Duplicates
- Child support
OUR COMMITMENT
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Our Mission
We are a growing credit advocacy company focused on guiding you through the credit rebuilding process while providing expert support and strictly adhering to legal standards.
Who Are We?
We are dedicated credit advocacy company, helping consumers rebuild and strengthen their credit profiles with expert support and legal compliance.
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Weekly Education
Throughout the credit restoration process, we provide you with the information and education necessary to help you make informed decisions about your financial future.
Our Promise
We are dedicated to helping you rebuild your credit and work toward financial approval, without guaranteeing specific outcomes.